In this video I describe what and who hired and non-owned auto coverage protects. I discuss the skyrocketing cost of auto claims over the past few years and why all companies should have this coverage. I also discuss the beautiful background featured in all of my videos to date. https://youtu.be/RSQ7iNgUC6U
According to the Allianz Risk Barometer, a survey of businesses and what they feel are their biggest risks, the top three risks that companies face in 2019 are all easily insurable. Unfortunately, after reviewing thousands of policies I often find that these risks are either not adequately covered or, even worse, not covered at all. … Continue reading Four Common Business Income Coverage Gaps
Product recall is one of the most confusing coverages in insurance, particularly when it is included in a Product Liability policy. Find out what constitutes "Product Recall Expense" coverage and what is actually covers and does not cover in this 3 minute video. https://youtu.be/utehzskKSmw
Want to learn more about your insurance policy? Take less then 2 minutes (1:56) to find out about coverage when the power goes out.
An insurance policy does more than just pay it claims, it pays to defend you against lawsuits. As the Marriott breach shows, lawsuits can come quickly and they are not cheap to defend against.
We can learn about risk management and insurance from our daily lives? Think about the times you may have gotten injured or something went wrong in your life that was preventable by incorporating risk management activities into your life. Right now I am going through one of those times in my life. I am an … Continue reading What Being Injured Taught Me About Risk Management
In college I studied economics but never believed in its practicality and as a result my grades in the subject reflected my disillusionment. The ideas only made sense if the world was perfectly rational, but as we all know the world is not rational and that is why economic theory is just that - theory. … Continue reading What Really Matters When Using Insurance to Avoid Risk