Not many things are what they seem when it comes to an insurance policy so when we find something that seems straightforward and actually is we should all rejoice. "Medical Payments" found in the General Liability policy is a coverage that is what it sounds like it should be, it pays for medical costs that … Continue reading Medical Payments? No, I’m not talking about Health Insurance
Product recall is one of the most confusing coverages in insurance, particularly when it is included in a Product Liability policy. Find out what constitutes "Product Recall Expense" coverage and what is actually covers and does not cover in this 3 minute video. https://youtu.be/utehzskKSmw
Want to learn more about your insurance policy? Take less then 2 minutes (1:56) to find out about coverage when the power goes out.
An insurance policy does more than just pay it claims, it pays to defend you against lawsuits. As the Marriott breach shows, lawsuits can come quickly and they are not cheap to defend against.
I want to help people better understand their insurance. All too often people and companies only have a high-level understanding of their insurance policies and unfortunately the devil is in those hundreds of pages called a policy. Often times insurance buyers don't ask the questions that need to be asked when they renew their insurance … Continue reading Confused About Insurance? You Are Not Alone.
We can learn about risk management and insurance from our daily lives? Think about the times you may have gotten injured or something went wrong in your life that was preventable by incorporating risk management activities into your life. Right now I am going through one of those times in my life. I am an … Continue reading What Being Injured Taught Me About Risk Management
Do you remember when insurance companies had to make significant reserve adjustments for Asbestos claims in the early 2000s even though the exposure happened years ago? I worked for Hartford at the time, on their investment side, and even though our sales were great, Hartford's earnings always seemed to disappoint because they kept having to … Continue reading We Can Learn Something About Insurance From a Funny Video on Vaping