Uninsured and Underinsured auto coverage are found in both personal and commercial auto policies, protecting you financially when the at fault party either doesn’t have insurance or doesn’t have enough insurance to pay for your bodily injury. Numbers vary but it is thought to be that 1 out of 8 vehicles on the road is uninsured and roughly 25% of drivers carry the state minimum amount of insurance which is why it is important to understand this coverage.
Find out more in this two minute video.
MattCorc 